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Laptop Insurance

If you are looking for Insurance suitable for individuals, companies and educational establishments that wish to insure their Laptops or other IT equipment against theft, accidental damage, fire and flood then you need CompuCover. The insurance policy provides world wide cover, has no excess and has a rapid claims service.

Covering their Laptops or other IT equipment anywhere in the world, including whilst in transit, CompuCover is specifically appropriate to the laptop user. This is good news when CompuCovers statistics suggest that approximately 72,000 laptops are stolen each year and 108,000 Laptops are damaged.

CompuCover provides many services; they will arrange to have your Laptop or other IT equipment picked up by a courier if it is damaged. Your Laptop or other IT equipment will be inspected and repaired if possible. If your Laptop or other IT equipment is beyond economical repair or has been stolen, CompuCover will replace your machine on a like-for-like basis.

If your Laptop is no longer on the market CompuCover will not, under any circumstances, supply a lower specification model; however they will supply a model of equivalent specification.

CompuCover insurance options are simply broken down by the length of cover required and Laptop (or equipment) value including VAT.

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Insurance for Laptops from CompuCover Insurance - Policy Features and Benefits:

  • No excess, unlike normal domestic and commercial polices where you have to pay for each claim
  • Choice of 1 or 3 years cover with CompuCover Insurance
  • Worldwide cover for theft and accidental damage
  • Rapid claims response. Compucover aim to contact all claimants within 2 hours of receipt of your claim form at our office.
  • All equipment is replaced on a like for like basis. You will never receive a lower specification model.
  • CompuCover starts from as little as £1 per week with premium cost based on a simple calculation based on the value of your equipment.
  • Compucover Insurance also cover peripherals, PDA's, digital cameras*, whiteboards* and projectors*
  • All our repairs come with a one-year warranty.
  • Nothing for you to pay on a claim.
  • CompuCover Laptops Insurance is flexible to suit your needs.
  • You can travel with confidence.
  • You always know what is happening with your claim.
  • You can be confident you will not receive a second hand machine or an inferior model.
  • Affordable, competitively priced cover.
  • Covering your insurance needs and reducing the necessity for multiple policies.
  • Peace of mind.
    * As part of a laptop and computer policy.

    Compucover Frequently Asked Questions

    What is covered?
    CompuCover covers laptops, desktops and peripherals for 'All Risks' insurance against fire, theft, flood and accidental damage including when stolen from a locked car boot.

  • With CompuCover Insurance the insured is covered anywhere in the world including whilst travelling.
  • In the case of an individual policy immediate family members are insured to use the equipment.
  • In the instance of a business all staff members are covered for use.
  • Educational establishments can be confident that all pupils, parents of pupils, teachers and staff members are insured.



    What is NOT covered?
    The policy does not cover thefts from unattended cars where the item is not in a locked car boot or glove compartment.
  • Where equipment has been left unattended in the open or mislaid the claim will not be covered.
  • Electrical and mechanical breakdown, maintenance, wear and tear and fraud and dishonesty are not covered.
  • Once you have made a claim there is no automatic reinstatement, a reinstatement fee* will have to be paid.
  • We will not insure equipment more than three months old. This rule does not apply to companies and educational establishments.
    * The reinstatement fee is a proportion of your premium.
    For example, if you make a claim in month ten of a twelve month policy with a total premium cost of £50 your reinstatement fee with be £8.33. This is derived by dividing your premium by 12 (months) and multiplying the total by the number of months left on your policy.
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